Between 70-80% of medical students attending the Renaissance School of Medicine (RSOM) at Stony Brook University will finance their medical education solely or partially through the Federal Direct Loan Program. The Federal Direct Unsubsidized Stafford Loan and the Federal Direct Grad PLUS are the federal loan programs available to RSOM students.
All accepted students will receive a Financial Aid application packet. All students applying for financial assistance, including federal loans, must complete:
- Free Application for Federal Assistance (FAFSA) for the upcoming aid year**.
- RSOM Institutional Application for Financial Aid/Need Based Grants
- RSOM Credit Policy Statement
- Master Promissory Note (MPN) and Entrance Counseling Modules for Federal Direct Unsubsidized Stafford and Grad PLUS loans.
- Prior year income/asset information for student and parent/guardian
- Financial Aid Transcript or documentation of all prior financial aid received from prior undergraduate and graduate institutions attended.
- The Office of Student Affairs may request additional documents. If you have questions, you can contact the office at (631) 444-2341.
- The FAFSA is required annually for all students receiving financial aid.
**International Students are ineligible for federal financial aid. Private educational loans are available for international students.
Cost of Attendance (Entering 2024 students)
| Class of 2028 (NYS Resident) |
Fall 2024 | Spring 2025 | Based on 10 Months |
| Tuition | $ 22,825.00 | $ 22,825.00 | $ 45,650.00 |
| Fees | $ 2,244.00 | $ 2,244.00 | $ 4,488.00 |
| Total Billed Charges | $ 25,069.00 | $ 25,069.00 | $ 50,138.00 |
| Class of 2028 (Out of State) |
Fall 2024 | Spring 2025 | Based on 10 Months |
| Tuition | $ 33,555.00 | $ 33,555.00 | $ 67,110.00 |
| Fees | $ 2,244.00 | $ 2,244.00 | $ 4,488.00 |
| Total Billed Charges | $ 35,799.00 | $ 35,799.00 | $ 71,598.00 |
|
Living and |
Fall 2024 | Spring 2025 | Based on 10 Months |
| Books/Supplies | $ 2,375.00 | $ 2,375.00 | $ 4,750.00 |
| Housing | $ 6,270.00 | $ 6,270.00 | $ 12,540.00 |
| Meals | $ 3,175.00 | $ 3,175.00 | $ 6,350.00 |
| Transportation | $ 2,318.00 | $ 2,318.00 | $ 4,636.00 |
| Personal Expenses | $ 2,150.00 | $ 2,150.00 | $ 4,300.00 |
| Total Living Expenses | $ 16,288.00 | $ 16,288.00 | $ 32,576.00 |
| Health Insurance |
$5,573.00/year* *What to Know:
|
MedLoans® Organizer and Calculator (MLOC) Tool
The MedLoans® Organizer and Calculator (MLOC) is a valuable resource designed to help medical students and residents effectively manage their education debt. This user-friendly tool offers a secure platform to organize and monitor student loans, while also providing personalized repayment plan options and cost estimates based on the borrower’s loan balance.
Click here to access the MedLoans Organizer and Calculator Tool.
Late Fees
Late Registration Fee
A late registration fee of $50.00 is assessed to students who register on or after the first day of classes. For more information regarding this charge, please click here for the academic calendar.
Late Payment Fee
A late fee is charged each month your semester bill remains unpaid or is not deferred by financial aid. This charge is assessed on or after the 15th of each month. This is charged at a rate of up to $50.00 each month, and up to $200.00 per semester.
Private Educational Loans
For purposes of federal student loan eligibility, the following expenses cannot be included in the cost of attendance:
- Vehicle purchases/lease payments
- Credit card payments
- Residency relocation expenses
Private educational loans are available to assist students with these expenses. Private educational loans are based on credit eligibility and may not be eligible for borrower benefits, repayment options and loan forgiveness options that are available for federal loan programs. Some private educational loan lenders also offer loans for residency relocation expenses.
State Residency
The Renaissance School of Medicine at Stony Brook University is state supported. As such, tuition determination is dependent upon sufficient documentation of New York State residency. If your principal or permanent home has not been in New York State for a 12-month period immediately prior to the date you intend to enroll, you will be considered an out-of-state student for tuition purposes.
For additional clarification regarding this matter, please go to the Stony Brook University website's Student Financial Services pages on New York State residency.
Important Links to Know
- Free Application for Federal Student Aid (FAFSA)
- Federal Student Loan Information
- Master Promissory Notes
- Entrance Counseling Modules
- Stony Brook University Office of Financial Aid and Scholarships
- Stony Brook University Office of Student Financial Services
- Stony Brook University Student Health Insurance Plan (SHIP)
- Stony Brook University Visa and Immigration Services
- New York State Residency Information
Contact Us
If you have any questions regarding the information provided on this page, or other questions pertaining to financing your education, please contact our office at rsomfinancialaid@stonybrookmedicine.edu.
